Stablecoin payment infrastructure for fintechs — ship cross-border in weeks, not years
StableNet gives fintechs and neobanks the compliant settlement, messaging and compliance layer to launch cross-border payment products fast — over an API, without building custody, multi-chain settlement and AML from scratch.
Build vs. buy: what building really costs
- Building stablecoin payments yourself means owning custody and key management, multi-chain integration, liquidity, compliance, messaging and perpetual regulatory upkeep.
- Travel Rule, KYC, KYB, KYT and sanctions screening are hard to get right and never truly finished.
- Banking access and on/off-ramp coverage are difficult to secure and maintain corridor by corridor.
- Every month spent building infrastructure is a month not spent on product, distribution and customers.
API-first — live in days
Integrate over a clean API and launch compliant cross-border payments in weeks, without a multi-year infrastructure build.
Compliance included
FATF Travel Rule, KYC, KYB, KYT and sanctions screening are built into the settlement flow, so you inherit compliance rather than constructing it.
Multi-chain settlement, you keep custody
USDC and USDT across multiple chains, abstracted behind one interface, with institutions retaining custody of funds.
On-ramps, off-ramps and multi-rail routing
Reach fiat at the edges and route each payment across stablecoin, card, local and SWIFT rails by cost, speed and compliance fit.
SWIFT MT/MX interoperability
Speak the messaging standards banking counterparties expect, so your product plugs into the wider financial system.
StableNet is built on recognised infrastructure — SpendTheBits is a two-time Ripple CBDC Innovate winner and a Circle Alliance member. See the proof →
fintechs & neobanks — common questions
How to choose a stablecoin payment provider
A 12-point checklist covering licensing, compliance, settlement finality, liquidity and integration.
ReadBuild versus buy for remittance infrastructure
What building custody, compliance and messaging yourself actually costs.
ReadUSDC vs USDT for institutional settlement
Reserves, redemption, regulatory standing, chain availability and counterparty risk.
ReadOn-ramps and off-ramps for institutions
Where fiat becomes stablecoin, and why that edge carries the most regulatory and liquidity risk.
ReadFedNow and RTP vs stablecoin rails
Where domestic instant payments end and compliant cross-border settlement begins.
ReadKYC, KYB and KYT explained
What each one screens, and why cross-border stablecoin flows need all three.
Read