Question 1

What exactly is StableNet and how does it differ from a payment processor?

Accepted Answer

StableNet is a financial messaging infrastructure layer — think of it as the SWIFT for stablecoins. Unlike payment processors that own or move funds, StableNet provides the messaging, compliance, and orchestration rails that let your institution send, receive, and settle stablecoin payments securely across multiple blockchains and traditional banking systems. You keep custody; we power the pipes.

Question 2

How long does integration take?

Accepted Answer

Most institutions go live within days, not months. StableNet is API-first and designed to sit alongside your existing core banking system — no rip-and-replace required. We provide full technical documentation, sandbox access, and dedicated onboarding support from day one.

Question 3

Which stablecoins and blockchains are supported?

Accepted Answer

StableNet supports USDC and USDT natively, with multi-chain routing across Ethereum, Stellar, Solana, TRON, and Polygon. Additional stablecoins and chains are added on a partner request basis. Our messaging layer is chain-agnostic by design.

Question 4

How does StableNet handle FATF and AML compliance?

Accepted Answer

Compliance is baked in at the infrastructure level — not a bolt-on. StableNet performs automated KYC, KYB, and KYT checks on every transaction using our built-in compliance engine. FATF Travel Rule data is attached to every message. Your compliance team gets real-time audit trails and configurable policy rules without writing a single line of code.

Question 5

Is StableNet compatible with SWIFT?

Accepted Answer

Yes. StableNet integrates with both SWIFT MT (legacy) and SWIFT MX / ISO 20022 (modern) messaging standards. This makes it uniquely positioned to bridge your existing correspondent banking operations with new stablecoin payment flows — without having to run two separate systems.

Question 6

What payment rails does StableNet connect to?

Accepted Answer

StableNet connects to four rail types: traditional bank transfers (ACH, RTGS, SEPA), SWIFT messaging, digital asset / stablecoin networks, and card networks via our partner ecosystem (including Phaze and Buckzy Payments). Multi-rail routing is handled automatically based on speed, cost, and compliance requirements.

Question 7

Who is StableNet built for?

Accepted Answer

StableNet is built for regulated financial institutions — regional and community banks, money service businesses (MSBs), fintech companies, neo-banks, and payment institutions. If your business moves money across borders and needs compliant stablecoin infrastructure, StableNet was designed for you.

Question 8

How do I get started?

Accepted Answer

Book a demo directly with Jay's team using the form on this page. You'll speak with a solutions engineer within 24 hours who will walk you through a sandbox environment tailored to your institution's specific use case and geography.

Led by people who built
the future of finance

Questions institutions always ask

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About StableNet by SpendTheBits — Company & FAQ

Led by people who builtthe future of finance

Questions institutions always ask

Ready to get started?

Led by people who built
the future of finance