Transform how you

your money

Top up your SpendTheBits Mastercard Card with USDC and earn cashback on Mastercard top-ups. SpendTheBits delivers a seamless, secure, and instant payment solution that bridges the gap between traditional and digital currencies.

Get Your SpendTheBits Mastercard – Apply Today!
SpendTheBits Mobile App

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Key Benefits

Instant Transactions

Send and receive funds in seconds, not days. Experience the future of payments today.

Minimal Fees

Save up to 70% on transaction costs compared to traditional payment methods.

SpendTheBits Card Management

Enhanced Security

Secret keys are securely stored locally on your device to protect your funds from unauthorized access.

Effortless Spending

Globally Spend USDC with your STB Mastercard

How It Works

1

Download

Get the SpendTheBits app on your preferred device

2

Fund Your Wallet

Link your existing accounts or fund your wallet directly

3

Transact

Send, receive, and manage your money with just a few taps

4

STB Mastercard

Spend your USDC effortlessly, anywhere Mastercard is accepted

5

Global Remittance

Send funds worldwide instantly and securely

6

Withdraw Seamlessly

Withdraw Bitcoin securely to the same chain, or withdraw USDC via CCTP for multi-chain transfers using burn and mint functionality.

For Individuals

Take Control of Your Money

SpendTheBits puts financial freedom in your pocket. Our intuitive mobile app allows you to send money to friends and family, pay for goods and services, or manage your digital assets—all from one secure platform.

  • User-Friendly Wallet: Manage multiple currencies in one place
  • Instant P2P Transfers: Send money to anyone, anywhere, instantly
  • Low-Cost Remittances: Send money across borders without the high fees
Open Your Wallet
"I use SpendTheBits to send money back home to my family. What used to take days and cost a fortune now happens instantly at a fraction of the cost."
- Maria C., SpendTheBits User
Use STB Mastercard : Spend like a champ with the STB Mastercard, Apply now!
For Businesses

Modernize Your Payment Infrastructure

Accept digital payments, reduce processing fees, and access new markets with SpendTheBits business solutions. Our platform integrates seamlessly with your existing systems while opening new opportunities for growth.

  • Payment Processing: Accept digital currency payments online or in-store
  • Multi-Chain Support: Accept USDC on Ethereum, Solana, Polygon, and Arbitrum
  • Instant Settlement: Get funds settled to your bank account daily
"Implementing SpendTheBits has reduced our payment processing costs by 65% while opening our business to customers worldwide. The integration was smooth, and our customers love the simplicity."
- James T., E-commerce Director

Business Benefits

80%
Reduction in payment processing fees
100%
Elimination of chargebacks
Global
Customer base expansion
Simplified
Accounting & reconciliation
For Financial Institutions

Embrace the Digital Evolution with STB Cross-Border Remittance Software

SpendTheBits offers banks, MSBs, and financial service providers a compliant, secure bridge to the digital currency ecosystem with its STB Cross-Border Remittance Software. Stay ahead of the curve with cutting-edge solutions tailored specifically for regulated financial institutions. Unlock the future of finance with a trusted partner designed to empower your success.

  • Compliance Framework: KYC/AML tools designed for regulatory requirements
  • Institutional APIs: Enterprise-grade integration capabilities
  • Custody Solutions: Secure, audited custody infrastructure
"SpendTheBits has allowed our fintech to offer cutting-edge payment solutions while maintaining our regulatory compliance standards. Their team's expertise in both traditional finance and digital currencies made the integration process straightforward. "
- Sarah K., Innovation Director, Regional Bank

Why Financial Institutions Choose Us

Maintain regulatory compliance while innovating
Offer new services to attract and retain customers
Create new revenue streams
Reduce operational costs and complexity

Security & Compliance

Enterprise-Grade Security

Your security is our priority. SpendTheBits implements:

  • End-to-end encryption
  • Multi-signature authentication
  • Cold storage technology
  • Regular security audits
  • Biometric verification

Regulatory Compliance

SpendTheBits is built to meet the demands of an evolving regulatory landscape:

  • Comprehensive KYC/AML procedures
  • Transaction monitoring
  • Regulatory reporting capabilities
  • Compliance with applicable MSB regulations
  • Ongoing regulatory updates

Frequently Asked Questions

Our Mission

At SpendTheBits, we are building the financial infrastructure of tomorrow. We believe in creating a more inclusive, efficient, and accessible financial system for everyone.

Our Team

Led by experts from both traditional finance and digital currency innovation, our team combines decades of experience to deliver solutions that bridge the gap between established financial systems and emerging technologies.

Ready to get started?

Join thousands of individuals, businesses, and financial institutions already benefiting from the SpendTheBits advantage.